SAVE AND BUILD CREDIT

Ohere helps you set saving goals, earn savings credit rewards, Build your credit history to access loans and financial resources. Get a credit card with up $500K  purchasing credit.
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Save Money Earn Credit Rewards

Build your Credit History

Get a Credit Card with up to 500k

Get a Credit Card, Build your Credit history,

Build your credit through regular wallet deposits, and regular savings,
Self-reporting and verification of your Assets
Make regular transactions with Ohere Wallet and Ohere Card

Use Ohere Payment Channels

Use our payment channels and build your credit score along
Pay, send and receive funds using Ohere Wallet
Pay and get paid using Ohere Card

Join our Credit Merchant Network

Access our teeming Users
Accept Ohere Card
Become a Credit Partner

How It Works ?

1
Create an Account

Sign up for Ohere and create your account to get started. Provide the required information and complete the registration process.

2
Fund your Wallet

Add funds to your wallet using various payment methods such as bank transfers, debit cards or crypto deposit.

3
Save and Build Credit

Choose from the list of financial goals available and start saving and earning monthly rewards on your savings. As you save your credit score improves with every deposit

Frequently Asked Questions

Your queries answered swiftly and precisely. Explore our comprehensive FAQs to gain insights into Ohere Wallet’s features, security, usage, and more, ensuring a smooth and informed experience.

What is Ohere Wallet?

Ohere Wallet is a digital wallet service provided by Ohere Technologies, designed for easy and secure financial transactions. The main service offered is the savings program.

Is Ohere a bank?

No, Ohere is not a bank. Ohere is a financial services community platform offering innovative collective saving solutions and financial services. Our Pilot savings program is run by Ohere Technologies MCS, our subsidiary.

Is there a fee to open an Ohere Wallet?

No, opening an Ohere Wallet is free of charge.

How secure is Ohere Wallet?

Ohere Wallet employs advanced end-to-end encryption security measures to protect your financial data and transactions.

What is Ohere Smart Savings?

Ohere Savings is a pilot program designed to help users save money towards specific financial goals, like education, travel, or home purchases. This program is still in beta testing and as such not open to the general public. We are currently conducting this test with a handpicked number of beta users.

Are there different types of saving goals?

Yes, we offer various goals such as Student Credit, Japa Credit, Mortgage Credit, Gadget Credit, Health Credit, and Family Credit.

How is my savings balance rewarded?

Your savings balance is rewarded with monthly interest and credit points, based on the tier system of ongoing balances.

What are the interest rates for different tiers?

Interest rates vary by tier, starting from 0.15% for Tier 1 to 0.75% for Tier 4.

How does Ohere Savings help with building credit?

Regular saving and maintaining a healthy balance can improve your creditworthiness, aiding in qualifying for Ohere Credit Cards.

Where is my savings kept?

When you create a savings wallet on Ohere, you also open a savings account with Kuda Microfinance Bank. Your savings are securely held in a virtual account under your name in Kuda Bank.