Ohere Technologies - Nigeria's Credit-Focused FintechOhere

Financial Calculators

Estimate your credit limit and understand your financial potential with our interactive calculators.

Credit Limit Calculator

Estimate your potential credit limit based on your financial profile.

₦100,000
2 years
₦0
650 points

Estimated Credit Limit

₦40,000

at 5% Monthly APR

Monthly Payment Capacity₦30,000
Debt-to-Income Ratio0%
Credit Score ImpactGood

Understanding Your Limit

Your credit limit is calculated based on your income, employment history, existing debts, and credit score.

Responsible Usage

We recommend keeping your credit utilization below 30% of your limit to maintain a good credit score.

Improving Your Score

Regular payments and responsible credit use can help increase your credit score and unlock better rates.